Introduction to Financial Planning Financial planning is an essential aspect of managing one's money effectively. It involves creating a budget, tracking expenses, and making smart financial decisions. According to Jason Heath, a consulting-only financial planner at Objective Financial Partners, budgeting should be done consistently and often. "If you really want to be aware of what you're spending money on and try to find ways to spend less, this should be a very frequent exercise," he said, suggesting people do this monthly — or, if they're new to budgeting, weekly. Monthly Checks Heath emphasized that budgeting is especially important for those who have trouble paying off their credit cards on...

Introduction to the Alberta Child and Family Benefit The Alberta Child and Family Benefit (ACFB) is a program designed to improve the quality of life of children and support their well-being. Launched in July 2020, it combines the Alberta Child Benefit and the Alberta Family Employment Tax Credit into a single program. The ACFB is linked to inflation, which means the benefit amounts increase every year. The benefit period extends from July of one year to June of the following year. What are the Child Benefit Payment Dates in Alberta for 2026 The Canada Revenue Agency (CRA) issues ACFB payments quarterly via direct deposit or check. The payment dates...

Introduction to Irregular Income For a month, you'll be full, pay bills early, and have your eye on a new laptop. Next thing you know,...

Budgeting and money management are essential skills that everyone should possess. With the rising costs of living and the uncertainty of the economy, it's...